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VGR 2017
SMA 2017


Payment & Refund:

Following policy is applicable for all the products /services that are bought and/or paid for on This policy is applicable ONLY for products/services purchased online from Bhandarkar Publications authorized website.

  1. The purchase should be paid in full to avail the product/service
  2. Any revision in the purchase rate / subscription fees / any other fees will be at the discretion of Bhandarkar Publications and shall be updated on the website time to time.
  3. Purchases made for a specific product are not transferable to any other product.
  4. Purchases once paid for will not be refunded in any circumstances.
  5. Purchases once paid for shall not be adjusted with any other product / service availed subsequently from Bhandarkar Publications
  6. Content and Purchases may be changed at the discretion of Bhandarkar Publications All the communication in this regard should be addressed to
  7. Bhandarkar Publications is not responsible for the information, you volunteer about yourself in the course of discussions in our forums, chat rooms, or other forms of publicly accessible interaction or information that you choose to make public in your member profile. As a member, you can view, correct or change your publicly available information at any time via your member profile page.

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